Terms of Service

Last Updated: 12/14/2025

1. Introduction and Agreement

These Terms of Service (“Terms”) govern your access to and use of Financial Tech Wiz and all related services, products, tools, and platforms (collectively, the “Services”).

Financial Tech Wiz (“FTW,” “we,” “us,” or “our”) is operated by Mike’s Marketing Solutions LLC, a California limited liability company.

By accessing, browsing, registering for, or using any part of the Services, you acknowledge that you have read, understood, and agree to be legally bound by these Terms. This agreement is binding and enforceable. Your electronic acceptance, continued use of the Services, or access to any FTW product constitutes acceptance of these Terms.

If you do not agree to these Terms, you must not access or use the Services.

2. Scope of Services

These Terms apply to all Financial Tech Wiz services, whether accessed for free or through paid access, including but not limited to:

  • The FinancialTechWiz.com website
  • The Financial Tech Wiz Trading Journal web application
  • The Financial Tech Wiz Discord community and all channels
  • Technical scanners, alerts, indicators, and watchlists
  • Downloadable tools, spreadsheets, templates, and resources
  • Email communications, newsletters, and notifications
  • Paid and free access provided through Whop
  • Any future tools, applications, features, or services offered by Financial Tech Wiz

This scope is intentionally broad and applies to all current and future offerings unless expressly stated otherwise in writing.

3. Eligibility and User Requirements

To use the Services, you must:

  • Be at least 18 years of age
  • Have the legal capacity to enter into a binding contract
  • Use the Services in compliance with all applicable laws and regulations in your jurisdiction

By using the Services, you represent and warrant that your access and use are lawful where you reside.

4. Acceptance of Disclaimer and Risk Disclosures

Your use of the Services is expressly subject to the Financial Tech Wiz Disclaimer, which is incorporated into these Terms by reference.

By using the Services, you acknowledge and agree that:

  • Financial Tech Wiz does not provide financial, investment, tax, or legal advice
  • All content and tools are provided for educational and informational purposes only
  • Trading and investing involve risk, including the potential loss of capital

You agree that you have reviewed and accepted the Disclaimer in full.

5. Accounts and Access

Some Services require account creation or authenticated access.

You are responsible for:

  • Maintaining the confidentiality of your login credentials
  • All activity that occurs under your account
  • Ensuring your account information remains accurate

Account sharing, resale of access, or allowing unauthorized users to access your account is prohibited unless expressly authorized by Financial Tech Wiz.

Financial Tech Wiz reserves the right to suspend or terminate accounts that violate these Terms or misuse the Services.

6. Trading Journal App Terms

The Financial Tech Wiz Trading Journal App is provided on an “as is” and “as available” basis.

You acknowledge and agree that:

  • There is no guarantee of uptime, availability, accuracy, or uninterrupted access
  • All data entered into the app is user provided and not verified by Financial Tech Wiz
  • You are solely responsible for backing up your data
  • Financial Tech Wiz is not responsible for data loss, corruption, or deletion
  • Features, functionality, or access may be modified, suspended, or discontinued at any time

Use of the trading journal is entirely at your own risk.

7. User Generated Content and Data

You retain ownership of any content or data you submit, upload, or enter into the Services, including trade data, notes, messages, and files.

By using the Services, you grant Financial Tech Wiz a non exclusive, royalty free license to store, process, display, and use your content solely for the purpose of operating and improving the Services.

You acknowledge that:

  • You are responsible for the accuracy and legality of your content
  • Financial Tech Wiz does not endorse user content
  • Financial Tech Wiz may remove content that violates these Terms
  • Anonymized or aggregated data may be used for analytics or platform improvement

8. Scanners, Alerts, and Indicators

Scanners, alerts, indicators, and watchlists identify technical conditions only.

You acknowledge and agree that:

  • These tools are not trade recommendations
  • No performance, profitability, or outcome is guaranteed
  • Alerts may be delayed, inaccurate, incomplete, or unavailable
  • Market conditions can invalidate technical signals at any time

You remain solely responsible for all trading decisions.

9. Discord Community Rules

The Financial Tech Wiz Discord community is provided for education and discussion.

Prohibited behavior includes, but is not limited to:

  • Harassment, threats, or abusive conduct
  • Spam or unsolicited promotions
  • Financial solicitation or advertising without permission
  • Impersonation or misrepresentation
  • Posting illegal or infringing content

Moderation is discretionary. Financial Tech Wiz may mute, remove, or ban users at any time, with or without notice.

Loss of Discord access does not entitle users to refunds or continued access to other Services.

10. Subscriptions, Free Trials, and Billing

Subscriptions, free trials, billing, cancellations, and payments are handled through Whop.

You acknowledge and agree that:

  • You are responsible for managing your subscription and billing settings
  • Free trials may convert to paid subscriptions unless canceled
  • Refunds are governed by Whop’s policies
  • Financial Tech Wiz does not control payment processor errors, billing failures, or charge disputes

All billing questions must be directed to the applicable payment platform.

11. Third Party Services and Integrations

Financial Tech Wiz relies on third party platforms including, but not limited to, Whop, Discord, TradingView, TrendSpider, and other service providers.

Financial Tech Wiz is not responsible for:

  • Third party outages or downtime
  • API changes or feature removals
  • Pricing or policy changes by third parties

Your use of third party services is subject to their own terms and conditions.

12. Intellectual Property Rights

All content, software, tools, indicators, scanners, designs, and branding are the intellectual property of Mike’s Marketing Solutions LLC unless otherwise stated.

You are granted a limited, non transferable license to use the Services for personal, non commercial purposes only.

You may not:

  • Copy, reproduce, resell, or redistribute content
  • Reverse engineer or exploit software or tools
  • Use trademarks or branding without permission

Unauthorized use may result in legal action.

13. Prohibited Uses

You agree not to:

  • Use the Services for unlawful purposes
  • Abuse, scrape, or overload systems
  • Use automated access without permission
  • Reverse engineer or bypass security
  • Impersonate any person or entity

Violations may result in immediate termination.

14. Service Availability and Modifications

Financial Tech Wiz may modify, update, suspend, or discontinue any aspect of the Services at any time.

There is no guarantee that any feature, tool, or access tier will remain available indefinitely.

Continued use of the Services after changes constitutes acceptance of those changes.

15. Termination and Suspension

Financial Tech Wiz reserves the right to suspend or terminate access to the Services at its sole discretion, with or without notice.

Termination may occur for violations of these Terms or misuse of the Services.

No refunds are required for terminations resulting from violations.

Certain provisions of these Terms survive termination, including intellectual property, disclaimers, and limitation of liability.

16. Disclaimers of Warranties

The Services are provided “as is” and “as available.”

Financial Tech Wiz disclaims all warranties, express or implied, including warranties of accuracy, reliability, merchantability, fitness for a particular purpose, and non infringement.

No guarantees of results, profits, or performance are made.

17. Limitation of Liability

To the fullest extent permitted by law, Financial Tech Wiz and Mike’s Marketing Solutions LLC shall not be liable for indirect, incidental, consequential, or special damages, including trading or investment losses.

Total liability, if any, shall not exceed the amount paid by you to Financial Tech Wiz during the twelve months preceding the claim.

18. Indemnification

You agree to indemnify and hold harmless Financial Tech Wiz and Mike’s Marketing Solutions LLC from any claims, damages, losses, or expenses arising from:

  • Your use of the Services
  • Your violation of these Terms
  • Your user generated content

19. Governing Law and Venue

These Terms are governed by the laws of the State of California.

Any disputes shall be resolved exclusively in the courts located in Santa Clara County, California.

20. Changes to the Terms

Financial Tech Wiz may update these Terms at any time.

Posting updated Terms constitutes notice. Continued use of the Services indicates acceptance of the revised Terms.

21. Severability and Entire Agreement

If any provision is found unenforceable, the remaining provisions remain in effect.

These Terms and the Financial Tech Wiz Disclaimer constitute the entire agreement between you and Financial Tech Wiz.

22. Contact Information

Business Name: Mike’s Marketing Solutions LLC
Website: https://www.financialtechwiz.com
Email: [email protected]